TIGHT BUDGET? SHOP & PAY IT OFF – INTEREST FREE!

At BRIGHTS Hardware, we offer a massive variety of high-quality products to our customers at the best prices. However, despite our best efforts to get our customers the best deals, we understand that budgets are getting a little tight, due to the escalating cost of living. So now even the best deals are still out of reach.

There’s no doubt that we always aim to do everything we can to look out for the interests of our family of customers. That’s why we’ve partnered with Pay Just Now, PayFlex, Mobicred, Float and RCS to make flexible payment options available in our stores, and on our online store. This enables our customers to shop now and pay later!

Pay Just Now

Pay Just Now is a convenient service that lets you purchase the hardware you need, and split the total amount over three equal payments – interest free!

When shopping online, the process is easy. Once you get to the checkout page simply select the ‘Pay Just Now’ option, create your account, and make your purchase!

One third is paid at checkout, one third is paid on a date you select, and the last third is paid one month later.

The service is also available in store! Head over to payjustnow.com and create an account. Then, when you’re at BRIGHTS, scan the QR code at the tillpoint, enter the amount and pay the first instalment. Once the payment is successful, present your QR code to the cashier and that’s it – you can take home your purchase.

You also pay no interest if your payments are on time, and Pay Just Now will even send you a reminder to help you stay on track.

For more information on how to get started, watch the Pay Just Now video here.

Payflex:

Payflex enables you to checkout an item in your cart, pay 25% of the price, and immediately have it shipped, while you have 6 weeks to pay the outstanding amount in pre-determined payments. No fees or interest are charged!

To see an explanation on how to sign up, check out the Payflex video here.

Mobicred:

Mobicred is an online credit facility that is not linked to your bank account or credit card. Simply register for a Mobicred account, add a payment method, and start shopping online! Mobicred pays us, and you pay Mobicred with a flexible payment plan.

Need more help signing up? Check out Mobicred’s video here.

Go to your nearest BRIGHTS or our online shop now and experience more shopping freedom! It’s just another way BRIGHTS is making it easier for you!

Float

Float is a buy now pay later platform that lets you split purchases over up to 24 interest-free, fee-free monthly instalments using the available limit on your existing Visa or Mastercard credit card, without any application or credit check. Think of it like an interest-free ‘budget facility’ – you get to enjoy your purchases today, pay for them over time and you don’t take out any extra credit to do so, either.

The benefits of Float are simple:

Float splits your purchase into easy-to-manage, bite-size monthly instalments (as opposed to charging you the full amount up-front like a regular credit card transaction).

This is especially useful for those BIG value purchases.

• Float never charges you interest, fees, or late fees. Ever.
• Float helps you to use your existing credit on your credit card in the best way possible, so you’re not taking on any new credit.
• The cherry on top? You still get all your rewards points for using your credit card!

You can use Float in 3 easy steps. There is no application and no credit check.

• In your Float App select Float as your payment option at checkout. (At BRIGHTS, Float accepts purchases over R5000 and above)
• Choose your number of instalments.
• Enter your credit card details and Float it!

To learn more about Float, click here.

RCS

RCS offers credit solutions, including the RCS Store Card, which works like a credit card but is for purchases at specific stores or store networks. You buy now and pay later according to the repayment plan you choose. Interest is charged on the store card, usually higher than a credit card. To apply, you must be 18 or older and pass a credit check.

What you need to apply:

• Be at least 18 years old.
• Have a South African ID or driver’s licence.
• Earn at least R2,000 per month.
• Provide proof of income (latest payslip or bank statements).

Required documents:

• South African ID or driver’s licence.
• Latest payslip or bank statements.

Benefits of the RCS Store Card:

• Shop at over 30,000 stores: Access South Africa’s largest independent shopping network.
• Interest-free period: Enjoy up to 55 days interest-free on purchases.
• Flexible repayments: Choose from revolving, 24-, or 36-month budget plans.
• Shop your way: Use the card in store or online.
• Easy account management: Track spending with the RCS App.
• Insurance coverage: Customer Protection Insurance for added security.
• Purchase notifications: Get free SMS alerts for every transaction.
• Free monthly statements: Stay updated via email or SMS.

Important Note: RCS is currently only available at the following BRIGHTS stores: Blackheath, Boston, Brackengate and Mitchells Plain. Soon it will be accepted in all stores.

To apply for your RCS Store Card, click here.

Terms and conditions apply.

BRIGHTS – more than just a hardware store

Stores are located in Boston, Blackheath, Langebaan, Mitchells Plain, Richmond Park, Plattekloof, Stonewood, Brackengate and Sunningdale. An online store shopping experience is available at www.brights.co.za which offers delivery to anywhere in South Africa. BRIGHTS offers same-day delivery in the Western Cape for products purchased online and also has a tool hire service.